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The winds of grace are always blowing, but you

must be the one to raise your sail. 

                                                   ~ Ramakrishna

Payment and Insurance 

At this time, the only insurance companies I bill directly are PacificSource and Kaiser.  


I also work with many clients who have other insurance plans and who request reimbursement for out-of-network services. Not all plans offer this option; if you are uncertain about yours, I recommend you contact your insurance company directly and ask the following questions:

      •Does my plan have an out-of-network option for                        outpatient mental health?

      •If it does, is there a separate deductable?


      •If no deductable, what percentage of out-of-network                  costs does my plan cover?


      •Is there any pre-authorization required for out-of-                      network services?


Out of network clients may pay the discounted self-pay rate and then seek reimbursement from their insurance company. I will be happy to provide any documentation of services and payments which may be required. 


All fees or co-pays are due at the time of service. Payment may be made by cash, check, credit card, Vemmo or PayPal. Credit cards will be charged an additional $1.00 per transaction to cover part of the cost of providing this service. 

Standard rates apply when fees are billed to insurance or to a client for later payment. Self-pay rates apply when clients pay in full at the time of service, and no billing is required. 


      •Standard (billable) rate individual session: $210


      •Standard (billable) couple or family session: $220

      •Standard (billable) initial assessment: $240

      •Self-pay individual session: $19


      •Self-pay couple or family session: $200  


In special situations, exceptions to the fee policy and rates may be negotiated. Please let me know if you have circumstances that create a hardship.

Catherine Beckett, LCSW, PhD

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