The winds of grace are always blowing, but you

must be the one to raise your sail. 

                                                   ~ Ramakrishna

Payment and Insurance 

At this time, the only insurance companies I bill directly are Lifewise, PacificSource and Kaiser (if authorized by Kaiser).  


I also work with many clients who have other insurance plans on an out-of-network basis. Not all plans offer this option; if you are uncertain about yours, I recommend you contact your insurance company directly and ask the following questions:

      •Does my plan have an out-of-network option for                        outpatient mental health?

      •If it does, is there a separate deductable?


      •If no deductable, what percentage of out-of-network                  costs does my plan cover?


      •Is there any pre-authorization required for out-of-                      network services?


Clients may also choose to pay the discounted, out-of-pocket rate and then seek reimbursement from their insurance company. I will be happy to provide any documentation of services and payments which may be required. 


All fees, including co-pays, are due at the time of service. Payment may be made by cash, check, or credit card. Credit cards will be charged an additional $1.00 per transaction to cover the rising costs of providing this service. 


      •Self-pay individual session: $170


      •Self-pay couple or family session: $180


      •Individual sessions billed to insurance: $190 


      •Couple or family session billed to insurance: $200 


      •Initial assessment visit billed to insurance: $220  


In special situations, exceptions to the fee policy and rates may be negotiated. Please let me know if you have circumstances that create a hardship.

Catherine Beckett, LCSW, PhD